The Infrastructure Behind India's Responsible Lending
Since 2019, we have been the trusted field investigation arm for India's largest public sector banks, ensuring every lending decision is grounded in verified facts.
Enabling Confident, Fraud-Free Lending Decisions
Credoverify India Private Limited was founded with a single purpose: to give banks and NBFCs the verified ground truth they need to make responsible lending decisions. We operate at the intersection of physical field work and digital intelligence.
With operations spanning 11 states and over 10,000 verifications completed monthly, we are the backbone of pre-sanction due diligence for some of India's largest public sector banks.
Comprehensive Verification Capabilities
Residential Address Verification
Physical visits confirming the applicant's home address, occupancy, and ownership status.
Business / Workplace Verification
On-site assessment of business operations, employee count, and viability of the stated income.
KYC Document Verification
Authentication of PAN, Aadhaar, passport, voter ID, and other identity documents submitted by applicants.
Income & Employment Verification
Salary slips, bank statements, ITR validation, and employer confirmation to verify stated income.
CIBIL & Credit History Check
Credit score retrieval and credit behaviour analysis using RBI-regulated bureau data.
Criminal & Court Record Check
Background screening for criminal records, pending litigation, or court judgements against applicants.
Built on Integrity, Precision, and Compliance
Integrity
Every report we submit is an honest, unbiased account of ground reality.
Accuracy
Cross-verified facts at every step — field and digital checks together.
Compliance
Strictly aligned with RBI, DPDP Act, DLP Act, and ISO standards.
Speed
Rapid turnaround without compromising quality or thoroughness.
Growing with India's Banking Sector
Founded
Credoverify India Private Limited incorporated in Delhi. Started field investigation services for a single PSB.
SBI Empanelment
Officially empanelled with State Bank of India — India's largest public sector bank.
Digital Expansion
Launched AI-powered digital verification suite with 30+ check types and 100+ decision parameters.
Pan-India Reach
Expanded field operations to 11 states. Crossed 5,000 verifications per month.
Multi-Bank Partner
Added Canara Bank and Union Bank of India as institutional partners. ISO certification received.
10,000+ Monthly
Surpassed 10,000 verifications per month. Strengthened data compliance under DPDP Act.